Risk Profiler

Everyone has a different propensity for risk. When investing, this risk propensity can be used to determine the appropriateness of certain investments in your portfolio. Complete the following questionnaire to help determine your risk profile.

1. How old are you?
   
   1. under 35
   2. 35 - 54
   3. 55 or over
2. If investing when would you want access to your funds?
   
   1. within 2 years
   2. 2 - 5 years
   3. 6 - 10 years
   4. 11 years or more
3. If your wealthy maiden aunt offered you the choice of the following which would you pick?
   
   1. €10,000
   2. a 90% chance of getting €20,000
   3. a 50% chance of getting €50,000
   4. a 20% chance of getting €100,000
   5. a 5% chance of getting €200,000
4. You have the option of investing a fund portfolio made up of the following shares, which would you pick?
   
   1. Companies that may make a significant breakthrough but are currently cheap
   2. Proven performers that are well known but still have good growth potential
   3. Steady blue chip companies that pay good dividends every year
   4. None I avoid shares completely
5. What would you do if your investment dropped from €50,000 down to €40,000 over a month?
   
   1. Move the entire investment to cash
   2. Move some of the investment to cash
   3. Stick with the investment
   4. Invest more because it's now cheap
6. Over the next few years you expect your annual income to
   
   1. Stay about the same allowing for inflation
   2. Increase moderately
   3. Increase significantly
   4. Decline somewhat
   5. Decline significantly
7. Which of the following investment scenarios would you be most comfortable with?
   
   1. Potential upside of 6% - possible downside 3%
   2. Potential upside of 9% - possible downside -5%
   3. Potential upside of 15% - possible downside -15 %
   4. Potential upside of 25% -possible downside -30%
8. What do you expect to be your next major outlay?
   
   1. Buying a home
   2. Paying for education
   3. Setting up a business
   4. Providing for retirement
9. How would your friends describe you when it comes to taking financial risks?
   
   1. They'd same I'm quite conservative
   2. They'd say I'm about average
   3. They'd say I'm willing to take a risk
   4. They'd say I'll always have a go regardless of the risk
10. You have to make a major decision which has financial consequences, do you?
    
    1. Ignore it and hope it will go away
    2. Torture yourself and worry about the outcome
    3. List out the pluses and minuses and then decide
    4. Go on instinct
    5. Flip a coin

This profiler is meant for general illustration and/or informational purposes only and it is not to be construed as tax, legal, or investment advice. Please note that individual situations can vary therefore, the information should be used as a basis for decision making only when coordinated with individual professional advice.